Class A Mortgage-Backed Notes 2009-3 due 2099, issue price 100 per cent. (ISIN: XS0447092957)

Class A2 Mortgage-Backed Notes 2009-5 due 2099, issue price 100 per cent. (ISIN: XS0469760028)

Class A1 Mortgage-Backed Notes 2010-2 due 2099, issue price 100 per cent. (ISIN: XS0543163058)

(the "Notes")

In accordance with the Terms and Conditions of the Notes, notice is hereby given that the Issuer will exercise its right to redeem the Notes in full on the Step-up Date falling on 28 February 2013, provided that the Issuer at such date has received the required funds. Last day of trading will be 22 February 2013.

Amsterdam, 25 January 2013

ATC Management B.V.

Managing Director

Fred Roeskestraat 123

1076 EE Amsterdam

The Netherlands